Credit Repair Services
We are the nation’s leading credit restoration company offering credit repair services for a reason: we make the process easy and effective for our clients.
You Need Great Credit uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you to know that you have the right to question any information on your credit reports that you feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. You Need Great Credit works in a 4 Step credit repair process that is extremely geared at providing world class customer service and credit results.”Credit repair services” means all actions taken by You Need Great Credit, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any You Need Great Credit’s attempt to remove the same, as permitted under New York State Law and Federal Law (15 U.S.C.S 1681 et seq.).
We Provide Bad Credit Help
We take problematic credit reports seriously. We understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated.
From bankruptcies, to charge-offs, to tax liens, we have challenged virtually every credit problem, doing work for our clients that resulted in millions of items removed from their credit reports last year alone. Our 27+ years of experience in the credit repair field have helped many clients to turn their lives around.
How Does Credit Repair Work?
Ever since consumer protection statutes made credit repair possible, creditors have been working to make it complicated and difficult. Our firm’s 27 years of experience fighting for consumers have helped us develop tools and strategies to make things easier for you — the way it should be.
Our Credit Repair Process
- Case Intake
- Legal Action
- Credit Score Analysis
- Follow up and escalation
Outstanding results from credit repair efforts year after year. One of the key factors contributing to a bad credit score is the presence of negative items. Even a single 30-day late payment, collection, or charge-off can damage your score. Fortunately, the removal of questionable negative items is an effective way for credit repair.