Credit Repair Tips

Have you recently paid off a collection, either partially or in full, and want to know if the entry will be removed from your credit? Unfortunately, just because you pay off a debt collection [...]

Credit utilization is an important term to understand in terms of how it can affect your credit score. Basically, it means how much of the available credit you currently have charged on a credit [...]

Many Americans have been the victim to phone harassment from credit agencies and collection companies due to unpaid bills, or even worse, errors or mistakes on their credit reports. The Fair [...]

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the [...]

A higher credit limit can come in handy in a number of ways. It can help you pay for something in an emergency, allow you to make large purchases you require, and even improve a credit score. [...]

Check Your Credit Report for Errors One in four consumers have an error in their credit reports, and four out of five who dispute them see changes to their reports afterward, according to the [...]

Apply for a Secured Credit Card Secured credit cards available for those with limited credit. To get a secured credit card, you must make a deposit that is held by the issuer and usually matches [...]

A soft credit check is when someone looks at your credit, either for informational or promotional purposes. Your credit score has a great deal of impact on your life. That’s why it’s a good idea [...]

When starting your credit repair journey you may tempted to close credit card accounts, especially if the credit card has negative entries on it such as a late payment. This is a bad idea. It’s [...]

  5 Reasons Your Credit Scores May Have Dropped     After years of making timely payments, being disciplined when seeking new credit, and paying down your balances, why all of a [...]